When a good borrower can’t meet traditional credit standards, you don’t have to say no. Partner with Craft3 to protect your relationship and offer a real solution.
WE ARE A TRUSTED PARTNER
Why Refer to Craft3?
Craft3 is a nonprofit, non-competitive lender. We support businesses and nonprofits that face barriers to traditional financing but still have the potential to grow, stabilize, or purchase real estate.
We help you:
- Protect community relationships and deposit accounts
- Support high-stakes moments
- Refer with confidence—we’ll keep you updated
CAPITAL USES
Ideal Referral Scenarios
Whether your client is trying to purchase their long-time location, bridge funding gaps mid-campaign, or pursue growth that doesn't fit a traditional credit box—we can help. These are three of the most common scenarios where Craft3 steps in to support strong businesses and nonprofits you want to see succeed.
- Real Estate Acquisition: For businesses or nonprofits seeking to purchase the space they currently lease or acquire commercial property.
- Growth or Stabilization Capital: Organizations with expansion plans, evolving business models, or operational needs that require flexible, nontraditional financing.
- Bridge Financing: Clients mid-capital campaign or awaiting grants, contracts, or reimbursements. Need short-term capital to maintain momentum.
EXCEEDING EXPECTATIONS
What to Expect
- Your relationship stays intact—Craft3 doesn’t offer deposits or treasury services
- We provide quick feedback and transparent communication
- You receive updates as the deal progresses so long as the borrower approves
FREQUENTLY ASKED QUESTIONS
Answers to Your Questions
Q: Do you compete with banks?
A: No. Craft3 does not offer checking, savings, or treasury services.
Q: What size loans do you make?
A: Typically, $50,000 to $4,000,000 for nonprofits and businesses in Oregon and Washington.
Q: What kind of clients are a good fit?
A: Those with complexity, unconventional credit, projected revenue, and limited collateral but strong leadership and community value.
Q: Can I stay involved with the deal?
A: Yes. We value your insight and keep you informed.
Download the Craft3 Banker Referral Guide
Need a simple way to refer clients who don’t quite fit your lending box—but still deserve to move forward?
Our Banker Referral Guide is built for you.
Click the button below to download the guide and get everything you need to make a confident, streamlined referral.
Refer a Deal Now
Ready to send us a deal? We’d love to hear from you.
When making a referral, it helps if you include:
- A brief description of the loan request
- Why it’s not a fit for your bank
- Why you think it’s a good opportunity
Use the form below to contact our lending team.
LENDER TESTIMONIAL
Paulo Rossi, Senior Business Lender
“We’re not competitors; we’re partners! When you refer a customer to Craft3 you can rest assured that we will look for a solution and do so with care and respect. We’ll keep you as involved in the process as you like.”